Taxes are often considered a necessary evil. The topic evokes strong emotions. How we perceive taxes and how we feel...

Many investors are wondering why their international equity index funds have recently underperformed a benchmark...

Our process for managing credit risk in individual municipal bonds goes well beyond the credit ratings that they are...

Medicare eligibility begins at age 65. Those who have health care coverage from their employer do not have to enroll...

In this article, we review our thoughts on the value of credit ratings within the municipal market. Even though...