New RMD Laws for IRA Beneficiaries
With all the new laws set out by the IRS, inheriting an individual retirement account (IRA) from your spouse or parent might be more...
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No Non-Cents Blog
How to Save for a Down Payment in a High Cost Area
Saving for a down payment in a high cost area can be an expense save — especially if you have to start saving for your kid’s college fund...
The Ripple Effects: How the Israel-Hamas Conflict Impacts Your Finances
The conflict between Israel and Hamas is causing deep and wide-ranging effects, and not just in areas of immediate violence and loss....
How to Optimize Taxes on Personal Income
With tax season ramping up again in just a few months, saving on your personal income taxes becomes a priority. Many people find taxes...
The Future of Retirement in a Gig Economy
As retirement plans become uncertain, how does the rise of the gig economy fit in? Read on to see what retirement strategies will look...
How Much Money Does It Take To Retire?
Many in the Baby Boomer generation are on the brink of retirement, leading to a surge of Americans preparing for or already in their...
How to Talk to Your Spouse About Budgeting and Finances?
They say money isn’t everything. While that may be true, pretty much everything today needs money. To live a well-rounded life, areas...
When is Playing the Lottery an Investment?
The current Powerball jackpot is one of the largest in history and is just over $1 billion. It sounds like a good investment: Buy a $2...
How to Beat Inflation in Retirement Planning
We’ve all heard the phrase that two things in life are certain: death and taxes. There is a third one to add to that: inflation. Have you...
How Secure is Social Security for Your Retirement Plan?
Social Security is something that is easy to take for granted. Most of us have never known a time when it didn’t exist. Because employers...
6 Smart Student Loan Repayment Strategies
Student loans can be like a lingering cough. They seem to hang around longer than we would like. And with the recent Supreme Court...
Ten Back-to-School Shopping Tips to Help You Stay on Budget
Summer seems to have barely gotten started, and now back-to-school shopping is just around the corner. It’s hard to believe! Retailers...
Don’t Forget to Have some Emergency “Fun” This Summer
Don’t feel bad if you aren’t headed out of state or out of the country over the next month for a vacation. Depending on your finances,...
The Importance of Saving Early and Consistently
When you are in your 20s, retirement can seem like a lifetime away. And in some ways, it is. There are many milestone events like...
Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey...
Financial Capability = Financial Independence
As you become successful in your career, buy a home, save, and invest, you're building knowledge and capability. But are you gaining the...
Four Estate Planning Strategies for High Net Worth
Estate taxes are a fact of life. Regardless of your asset amount, you will want to plan ahead. But if you have a high net worth, you will...
Will the Debt Ceiling Crisis Affect You Financially?
The stand-off between the White House and Congress about the amount of debt the U.S. owes and how it will be paid off is a current hot...
How the Interest Rate Adjustment Affects CDs and Savings
The interest rate, like gas prices and hemlines, goes up and down depending on how the economy is doing. Just this month, the Federal...
How to Keep Summer Vacation Plans on Budget
Ahh! Summer vacation. Everyone looks forward to the day that school is out and vacation can begin. Now that most COVID-19 restrictions...
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