How to Keep Summer Vacation Plans on Budget
Ahh! Summer vacation. Everyone looks forward to the day that school is out and vacation can begin. Now that most COVID-19 restrictions...
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No Non-Cents Blog
The FDIC Crisis: Credit Unions Versus Banks
March 2023 seemed to be the month of bank collapses. In early March, two U.S. banks, Silicon Valley Bank and Signature Bank, caved in....
How Do You Create Lasting Wealth?
For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your...
Avoiding the Penalty for Early Roth IRA Withdrawals
The advantage of the Roth IRA is that you pay the taxes before you contribute, so your money grows tax-free, and no taxes are due on...
Staying Stable with Sudden Wealth
Even when the influx of a large amount of money is a happy event, it can provoke many uncomfortable feelings. There can be even more...
Is it Time for an Umbrella Policy?
Increasing the personal liability coverage limits on your auto and homeowners’ insurance as your income grows is a smart move. But there...
How Do You Create a Retirement “Paycheck”?
There's one question we hear most often from those nearing retirement, is some variation on this: “How do I get my money out of my...
Life Insurance 101, Part Two: Know Your Options
If you’ve read the first part of our two-part series called Life Insurance 101, you have probably already figured out that you could...
Life Insurance 101, Part One: Know How the Basics Apply to You
When was the last time you reviewed your life insurance policy? Do you even own one? In this article, the first of a two-part series...
Get Ahead in the New Year Part 3: Develop a Side Hustle
Our three-part series called Get Ahead in the New Year concludes with this article. Previously, we’ve examined how to develop passive...
Get Ahead in the New Year Part 2: Cutting Expenses
In this article, Part 2 of our “Get Ahead in the New Year” series, we address a no-brainer way to get off to a good start. Cutting...
Get Ahead in the New Year Part 1: Passive Income
Wondering how to get ahead this year? You may have set some financial goals, like building an emergency fund or chipping away at consumer...
The Crash of Crypto and More Reasons to Avoid It
It’s been a cold, cold winter for the cryptocurrency industry. Along with the turmoil of falling prices and rising crime, the crypto...
How to Take Advantage of New 401(k) and IRA Contribution Limits
Now that we are into a brand new year, it’s a good time to revisit your retirement accounts. Saving for the future doesn’t have to be...
How the Changes to the SECURE Act 2.0 Affect You
Retirement. It is something that people don’t know how to feel about anymore. Once upon a time, folks looked forward to quitting their...
Top 3 Financial Planning Tips for Millennials
We live through many ages and stages throughout our lifetime. But for the age group known as Millennials, the current stage of your life...
How to Put Together a Budget for the New Year
Budgeting can be a scary word for some people. Many times, having a budget is associated with belt-tightening, going without extras, and...
Top 5 Ways to Prepare for a Potential Recession
Many folks are pointing to the probability of a recession, or a mini-recession, in the coming year. In simple terms, a recession means a...
How to Best Benefit From Credit Card Rewards
Do you have a credit card with a rewards program? While there are pros and cons to acquiring credit cards, one major benefit is the...
How Building Bond Ladders Can Increase Your Returns
Considered the “old reliable” of investment options, bonds may not give the highest returns, but they are a safe and stable investment...
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