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No Non-Cents Blog
How to Best Benefit From Credit Card Rewards
Do you have a credit card with a rewards program? While there are pros and cons to acquiring credit cards , one major benefit is the...
How Building Bond Ladders Can Increase Your Returns
Considered the “old reliable” of investment options, bonds may not give the highest returns, but they are a safe and stable investment...
Medicare: How to Avoid Mistakes and Navigate It Effectively
If you are approaching the age of 65, congratulations! You are closer to retirement and a new season of life. With it, come many changes,...
Boost Your Financial Health with a Year-End Checkup
Each fall, when the clocks have turned back an hour for daylight savings time, we know the end of the year is approaching. The final 60...
Are Elections and the Stock Market Related?
The two major parties in U.S. politics have very different viewpoints and goals in American economic and social policy. It’s easy to...
Stock Market Turbulence? Take the Long View and Stay the Course
The market has had its trials of late. Some folks are saying it’s the worst of times, while others are revving up to purchase stocks that...
Social Security: How the New Changes Apply to You
It is the biggest increase in benefits since 1982 and has made headlines in all the news outlets. Social Security is giving everyone a...
Best Strategies to Request, Negotiate, and Receive a Raise
One of the most daunting tasks you may encounter at your job is asking for a pay raise. While asking for an increase in salary isn’t...
What is a Buy-Sell Agreement?
People put together a will so that there is a plan in place for the future after they pass on. But what about businesses? What happens...
Know the Types and Benefits of 401(k) Plans
Most people have heard about 401(k) plans to save for retirement. What exactly is a 401(k) and how does it work? Let’s look at this...
How to Avoid Layoffs and Make Yourself Indispensable at Work
What does a looming recession and cutbacks mean to you? Mergers, acquisitions, outsourcing, restructuring, and downsizing of companies in...
Holiday Budgeting Starts Now: 5 Ways to Prep for Christmas
Holidays have a way of sneaking up on us, don’t they? It’s easy to put off budgeting until the last minute, causing stress and...
Top 5 Reasons to Avoid Cryptocurrency Right Now
Cryptocurrency is a hot commodity and so many have become intrigued by it. It’s trendy, it’s exciting, and it’s easy to purchase. But...
Should NFTs be Part of Your Investment Portfolio?
Non-fungible tokens are cool, hip, and kind of edgy. After going mainstream in 2021, their sales hit $25 billion. However, just because...
The Fuss about I Bonds: Pros and Cons
The Series I Treasury Savings Bond has made quite a ruckus in the news recently. With a current 9.62% interest rate being earned, the I...
10 Pain-free Ways to Save Money Starting Now
Saving money is more important than ever now. With inflation and prices on the rise, smart money management can help you keep more of...
Enjoy the Slowmad Life: Live and Work Abroad for a Month
There’s nothing like a pandemic to bring clarity to everyone regarding what is important in life. For some, it is spending more time with...
Does Your Business Need a Buy-Sell Agreement?
People put together a will so that there is a plan in place for the future after they pass on. But what about businesses? What happens...
To Have or Not to Have: The Pros and Cons of Acquiring Credit Cards
Credit cards have a reputation—some of them are good and some of them are not-so-good. Is it important for today’s consumer to acquire a...
Things to Consider Before Buying a Second Home: Is it a Good Investment?
Sixty-five percent of the U.S. population are homeowners. Around four percent also have a second home. But the pandemic, coupled with low...
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