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No Non-Cents Blog
What is Tax Loss Harvesting and How Can You Benefit From It?
Everyone is excited to sell investments while the market is high. There is money to be made in the old adage of “Buy Low and Sell High,”...
Understanding Estate Tax and How it Affects You
We all know that paying taxes each year that we are alive is to be expected. However, the federal government levies a tax when you die...
College Countdown Part III: Should You Help with Their Loan?
In this last installment of our College Countdown series of articles, we will address the topic of student loans. There is a lot of...
The Good, the Bad, and the Surprising of Working from Home
Thanks to the pandemic, our generation got to be part of the world’s largest work experiment: remote working. While working from a home...
Tips on Transferring Wealth
Money is one of the uncomfortable things to talk about with family. However, having that awkward financial conversation is important....
College Countdown Part II: Preparing for the First Semester
The day your child gets accepted into the college of their choice is a time to celebrate! But then comes the realization that they will...
College Countdown Part I: Financially Prep Your Teen
This is the first article in a three-part series we’ve put together for you called “College Countdown.” The series focuses on topics to...
The Best Ways to Save for Your Child’s College Education
When our cute toddlers are finally out of diapers, it feels like we’ve just received a pay raise, doesn’t it? But we soon realize all the...
All This Talk About Inflation
If you’ve been paying attention to prices lately, they’re all doing one thing – going up. Inflation has always been around, but in 2021,...
Inflation Doesn’t Have to Derail Your Retirement Plan
Retirement planning can be difficult to maintain in a stable economy. But when inflation comes into the picture, those plans can fall off...
Letting Your 401(k) Plan Work for You
Setting up and contributing to a 401(k) is kind of a no-brainer, especially if your employer provides company match and direct...
The Ins and Outs of Special Needs Trusts
If someone you care about has special needs, a special needs trust will help provide support for that person over the long term. Trusts...
Easy Steps to Improve Your Credit Score Right Now
Having a good credit score is important when you are applying for a loan. But that three-digit number affects more than just your ability...
Give it to me Straight…How Much Do I Really Need to Retire Comfortably?
Only a short while ago Baby Boomers became the biggest generation in American history. Since then, Millennials and Gen Z have surpassed...
Eliminating Credit Card Debt to Experience Financial Freedom
When it comes to handling credit card debt, student loans, and saving for retirement, each of these financial concerns can seem...
Recession-Proof Your Finances with These 3 Steps
Is there a recession coming? And what does that mean? An economic downturn can mean months or years of declining economic activity across...
Four Scary Words: Budgeting With Your Spouse
Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...
Differences Between IRAs, Roth IRAs, and 401(k) Plans
Planning for retirement is a good goal for everyone. For those under forty, the idea of retirement is still nebulous and distant. But for...
Bucket List Living
Much of the advice in retirement planning focuses on saving money for the future. There is a good reason for that. One-fourth of...
Four Tips for Navigating Divorce
Separation and divorce from a spouse are stressful, painful times for most people. Many people want to get the proceedings over with and...
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