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No Non-Cents Blog


When the Government Closes Its Doors: What a Shutdown Really Means for Your Investments
Ah, the government shutdown—a phrase that can send shivers down the spine of even the most seasoned investor. It conjures images of furloughed employees, empty offices, and Washington, D.C., in a state of frozen chaos. But before you start envisioning your 401(k) being eaten by a giant bureaucratic monster, take a deep breath. A government shutdown is rarely the financial apocalypse it’s often made out to be. Let’s take a light-hearted stroll through what a shutdown really me
Matthew Delaney
3 days ago


How to Talk to Family About Money (So It’s Not Awkward Later)
Money is one of the last real taboos in our culture. We talk about politics, relationships, and health far more openly than we do about...
Matthew Delaney
Oct 7


Getting Ready to Sell Your Business: What to Do Before You List
Selling a business is often the culmination of years—or decades—of hard work. Whether you’re planning to retire, pivot into a new...
Matthew Delaney
Sep 29


What the New OBBBA Tax Law Means for You
What the New Tax Law Means for You: Key Changes, Limits, and Opportunities Congress has passed a brand-new tax law—officially called the...
Matthew Delaney
Sep 8


Understanding Interest Rates: How the Federal Reserve Makes Its Decision
The Federal Reserve plays a crucial role in shaping the U.S. economy through its monetary policy decisions, particularly when it comes to...
Matthew Delaney
Sep 4


The Art and Science of Naming IRA Beneficiaries
When it comes to retirement accounts—especially Individual Retirement Accounts (IRAs)—few decisions are more important yet more...
Matthew Delaney
Aug 26


Retirement Income Planning in a High-Inflation Environment
Retirement planning is always about balance—ensuring your money lasts as long as you do, while still letting you enjoy the life you’ve...
Matthew Delaney
Aug 14


One Big Beautiful Bill: A Summary for Tax Planning
A sweeping new tax bill—officially called the “One Big Beautiful Tax Bill”—has passed, bringing a mix of extensions, updates, and...
Matthew Delaney
Jul 17


Philanthropy and Wealth: How Giving Back Can Benefit Your Financial Plan
As you navigate the complexities of wealth management, philanthropy often emerges as a key component of a comprehensive financial plan....
Matthew Delaney
Jul 3


Social Security Tips, Tricks, and the 2034 Funding Cliff: What You Need to Know
Social Security is a cornerstone of retirement planning in the United States, providing vital income to over 66 million Americans....
Matthew Delaney
Jun 19


Navigating Inherited IRAs: Understanding the New Rules Effective 2025
Inheriting an Individual Retirement Account (IRA) can significantly impact your financial planning. Recent changes introduced by the...
Matthew Delaney
Jun 5


How Much Should You Be Saving From Your Paycheck?
When it comes to personal finance, one of the most common and important questions I hear is: “How much should I be saving from my...
Matthew Delaney
May 14
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
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