No Non-Cents Blog

Failure to Launch: Getting Your Adult Child to Move Out

Are you struggling with getting your adult child to move out? You're not alone. However, remember to also think about your own financial...

What Makes a Retirement Income Projection Great?

Traditional retirement strategies often focus on calculating future expenses, which seems sensible—after all, financial security is...

Antifragile Retirement: Grabbing Opportunities Even in Uncertainty

Discover the benefits of an antifragile retirement plan that survives market downturns and thrives, turning challenges into opportunities.

The Importance of Diversifying Your Investments

The world is always changing, and relying on one technology, investment, or crop is risky. History gives us many examples of the dangers...

How Do Your Personal Finances Stack Up Against Key Averages?

Personal finances can be challenging to navigate. You have to expertly steer your debt and savings, especially when approaching...

Golden Years Strategy for Keeping Retirement Taxes Low

Retirement taxes can significantly cut into your income, leaving you with less to live on. You can minimize these taxes during the golden...

Why RMDs are a Ticking Time Bomb

What happens when Suzan turns 73 and must start taking the required minimum distributions?

You Earned It, You Keep It

The social security system isn't keeping up with the increasing life expectancy of Americans.

Six Must-Have Personal Accounts

Personal financial accounts are an essential element of savvy money management. There are many types of these accounts, making it...

The Truth About Annuities

Annuities can help you avoid outliving your income during retirement. Are they the best retirement tool for your goals and needs?

Can You Turn a 529 into a Roth IRA?

Would you like to fund a 529 plan for your child or grandchild and don't want them to incur penalties when withdrawing the unused funds?...

Using Estate Planning to Pass on Your House to Your Children

Having a home is nothing less than a blessing, but when it's time to downsize or do estate planning, individuals often rush into gifting...