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No Non-Cents Blog


The Importance of Saving Early and Consistently
When you are in your 20s, retirement can seem like a lifetime away. And in some ways, it is. There are many milestone events like...
Written by Matthew Delaney
Jun 28, 2023


Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey...
Written by Matthew Delaney
Jun 22, 2023


Financial Capability = Financial Independence
As you become successful in your career, buy a home, save, and invest, you're building knowledge and capability. But are you gaining the...
Written by Matthew Delaney
Jun 14, 2023


Four Estate Planning Strategies for High Net Worth
Estate taxes are a fact of life. Regardless of your asset amount, you will want to plan ahead. But if you have a high net worth, you will...
Written by Matthew Delaney
Jun 8, 2023


Will the Debt Ceiling Crisis Affect You Financially?
The stand-off between the White House and Congress about the amount of debt the U.S. owes and how it will be paid off is a current hot...
Written by Matthew Delaney
Jun 7, 2023


How the Interest Rate Adjustment Affects CDs and Savings
The interest rate, like gas prices and hemlines, goes up and down depending on how the economy is doing. Just this month, the Federal...
Written by Matthew Delaney
May 31, 2023


How to Keep Summer Vacation Plans on Budget
Ahh! Summer vacation. Everyone looks forward to the day that school is out and vacation can begin. Now that most COVID-19 restrictions...
Written by Matthew Delaney
May 24, 2023


The FDIC Crisis: Credit Unions Versus Banks
March 2023 seemed to be the month of bank collapses. In early March, two U.S. banks, Silicon Valley Bank and Signature Bank, caved in....
Written by Matthew Delaney
May 5, 2023


How Do You Create Lasting Wealth?
For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your...
Written by Matthew Delaney
Apr 18, 2023


Avoiding the Penalty for Early Roth IRA Withdrawals
The advantage of the Roth IRA is that you pay the taxes before you contribute, so your money grows tax-free, and no taxes are due on...
Written by Matthew Delaney
Mar 31, 2023


Staying Stable with Sudden Wealth
Even when the influx of a large amount of money is a happy event, it can provoke many uncomfortable feelings. There can be even more...
Written by Matthew Delaney
Mar 24, 2023


Is it Time for an Umbrella Policy?
Increasing the personal liability coverage limits on your auto and homeowners’ insurance as your income grows is a smart move. But there...
Written by Matthew Delaney
Mar 17, 2023
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
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