No Non-Cents Blog

Recession-Proof Your Finances with These 3 Steps

Is there a recession coming? And what does that mean? An economic downturn can mean months or years of declining economic activity across...

Four Scary Words: Budgeting With Your Spouse

Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...

Differences Between IRAs, Roth IRAs, and 401(k) Plans

Planning for retirement is a good goal for everyone. For those under forty, the idea of retirement is still nebulous and distant. But for...

Bucket List Living

Much of the advice in retirement planning focuses on saving money for the future. There is a good reason for that. One-fourth of...

Four Tips for Navigating Divorce

Separation and divorce from a spouse are stressful, painful times for most people. Many people want to get the proceedings over with and...

Selling a Business in the Next Few Years?

You may be at a stage in your life where you’re ready to part ways with your business. Although this can be challenging, scary, and...

Hey College Graduates, I'm Talking to You: Start Saving!

College graduation: check. Landed your first real job: check. Making real money: check! Next step: start saving for retirement. You might...

Are Annuities a Four Letter Word?

Annuities are not a new concept. They’ve been around for a long time, and many individuals have bought into them. They promise income for...

Biggest 401(k) Participant Mistakes

A 401(k) plan is one of the best retirement savings options. However, while many people know how to use a 401(k), not everyone makes the...

What Happened to the Stretch IRA?

Many people have never heard the term “stretch IRA.” Even fewer are aware that the stretch IRA was eliminated in 2019 by the Secure Act....

5 Things You Didn’t Know About Retirement

Retirement is something that can sneak up on you. Before you know it, you’re confronted with financial, healthcare, and life choices that...

Social Security – Why It’s Not So Black and White

When you think of social security, you probably think of the regular benefits it can provide you with. But do you take the initiative to...