No Non-Cents Blog

For years, financial experts have warned us about the “Starbucks effect”—how small, repeated purchases can quietly drain our finances. But in today’s world, there’s a new culprit that deserves just as much attention: the Amazon Prime problem. Amazon Prime is a marvel of convenience. With free shipping, same-day delivery, and millions of products at our fingertips, it’s no wonder 200+ million people around the world subscribe. But the darker side of this convenience is how eas

One of the most common questions I hear from parents is: How can we afford college?  With tuition costs rising faster than inflation, preparing for higher education has become one of the biggest financial challenges for families today. The good news is that with the right strategy, you can harness the power of tax-free growth through 529 plans—and the earlier and more aggressively you start, the more dramatic the results. What Is a 529 Plan? A 529 plan is a tax-advantaged sav

Selling a business is often the culmination of years—or decades—of hard work. Whether you’re planning to retire, pivot into a new...

When it comes to personal finance, one of the most common and important questions I hear is: “How much should I be saving from my...

You should feel good about having all of your affairs in place so that in the event of your death, there are fewer worries for the loved...