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No Non-Cents Blog
Don’t Panic! How to Handle Inherited IRAs Without Losing Sleep (or Money)
Inheriting an IRA can feel like discovering a treasure chest… that comes with a 10-year timer and a stack of IRS instructions. With the SECURE Act (2019) and SECURE Act 2.0 (2022–2023 updates), the rules for inherited retirement accounts have changed. Knowing the rules can save you from unnecessary taxes, penalties, or the stress of mismanaging the account. The Basics: What Changed with SECURE and SECURE 2.0 Before 2020, beneficiaries could “stretch” an inherited IRA over the
Matthew Delaney
Dec 23, 2025
Social Security Tips, Tricks, and the 2034 Funding Cliff: What You Need to Know
Social Security is a cornerstone of retirement planning in the United States, providing vital income to over 66 million Americans....
Matthew Delaney
Jun 19, 2025
Know the Types and Benefits of 401(k) Plans
Most people have heard about 401(k) plans to save for retirement. What exactly is a 401(k) and how does it work? Let’s look at this...
Written by Matthew Delaney
Oct 14, 2022
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