No Non-Cents Blog

For years, financial experts have warned us about the “Starbucks effect”—how small, repeated purchases can quietly drain our finances. But in today’s world, there’s a new culprit that deserves just as much attention: the Amazon Prime problem. Amazon Prime is a marvel of convenience. With free shipping, same-day delivery, and millions of products at our fingertips, it’s no wonder 200+ million people around the world subscribe. But the darker side of this convenience is how eas

One of the most common questions I hear from parents is: How can we afford college?  With tuition costs rising faster than inflation, preparing for higher education has become one of the biggest financial challenges for families today. The good news is that with the right strategy, you can harness the power of tax-free growth through 529 plans—and the earlier and more aggressively you start, the more dramatic the results. What Is a 529 Plan? A 529 plan is a tax-advantaged sav

Money is one of the last real taboos in our culture. We talk about politics, relationships, and health far more openly than we do about...

When it comes to retirement accounts—especially Individual Retirement Accounts (IRAs)—few decisions are more important yet more...

Retirement planning is always about balance—ensuring your money lasts as long as you do, while still letting you enjoy the life you’ve...

A sweeping new tax bill—officially called the “One Big Beautiful Tax Bill”—has passed, bringing a mix of extensions, updates, and...

As you navigate the complexities of wealth management, philanthropy often emerges as a key component of a comprehensive financial plan....

Social Security is a cornerstone of retirement planning in the United States, providing vital income to over 66 million Americans....

Inheriting an Individual Retirement Account (IRA) can significantly impact your financial planning. Recent changes introduced by the...

When it comes to personal finance, one of the most common and important questions I hear is: “How much should I be saving from my...

Our next JDH Employee Spotlight features Ben Turner, our Associate Wealth Advisor. Ben leverages his adaptability and broad perspective...

Our next JDH Employee Spotlight features Greyson Gibson, our Client Service Specialist. Greyson prides himself on a friendly attitude and...

Our first JDH Employee Spotlight features Shannon Carlton, our Head of Office Operations. Here, we get to know Shannon a little better....

Are you struggling with getting your adult child to move out? You're not alone. However, remember to also think about your own financial...