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No Non-Cents Blog


The Hidden Tax Torpedo in the One Big Beautiful Bill—And How to Avoid It
The One Big Beautiful Bill has hit the tax world like a tidal wave. While high-income taxpayers can cheer at the temporary increase in the state and local tax (SALT) deduction, there’s a hidden trap lurking beneath the headlines—a tax “torpedo” that can blow a hole in your bank account if you’re not careful. Think of it as a financial booby trap: you see a treasure chest of deductions, but open it without planning, and—kaboom—your tax bill rockets higher than expected. What
Matthew Delaney
Nov 6


Understanding Interest Rates: How the Federal Reserve Makes Its Decision
The Federal Reserve plays a crucial role in shaping the U.S. economy through its monetary policy decisions, particularly when it comes to...
Matthew Delaney
Sep 4


How to Use AI in Budgeting
As a financial advisor, I’ve worked with people from all walks of life—young professionals, retirees, business owners—and one thing...
Matthew Delaney
May 6


Four Scary Words: Budgeting With Your Spouse
Setting a budget is putting together a spending plan for expenses that week, month, and year. And yes, you have permission to spend!...
Written by Matthew Delaney
Apr 14, 2022
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
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