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No Non-Cents Blog


The Hidden Tax Torpedo in the One Big Beautiful Bill—And How to Avoid It
The One Big Beautiful Bill has hit the tax world like a tidal wave. While high-income taxpayers can cheer at the temporary increase in the state and local tax (SALT) deduction, there’s a hidden trap lurking beneath the headlines—a tax “torpedo” that can blow a hole in your bank account if you’re not careful. Think of it as a financial booby trap: you see a treasure chest of deductions, but open it without planning, and—kaboom—your tax bill rockets higher than expected. What
Matthew Delaney
Nov 6


When the Government Closes Its Doors: What a Shutdown Really Means for Your Investments
Ah, the government shutdown—a phrase that can send shivers down the spine of even the most seasoned investor. It conjures images of furloughed employees, empty offices, and Washington, D.C., in a state of frozen chaos. But before you start envisioning your 401(k) being eaten by a giant bureaucratic monster, take a deep breath. A government shutdown is rarely the financial apocalypse it’s often made out to be. Let’s take a light-hearted stroll through what a shutdown really me
Matthew Delaney
Oct 15


Understanding Interest Rates: How the Federal Reserve Makes Its Decision
The Federal Reserve plays a crucial role in shaping the U.S. economy through its monetary policy decisions, particularly when it comes to...
Matthew Delaney
Sep 4


This Time Isn’t Different: Gaining Perspective on Market Volatility
If you’ve been watching the markets lately, chances are you’ve felt the pull of uncertainty. Volatility is back in the headlines, pundits...
Matthew Delaney
Apr 23


How the Interest Rate Adjustment Affects CDs and Savings
The interest rate, like gas prices and hemlines, goes up and down depending on how the economy is doing. Just this month, the Federal...
Written by Matthew Delaney
May 31, 2023
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
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