No Non-Cents Blog

For generations, American babies have entered the world with a fairly predictable financial situation. They have no job. No income. No credit score. No idea what a mortgage is. And, despite contributing absolutely nothing to the household, they somehow manage to generate thousands of dollars of annual expenses. It is not a great business model. But beginning in 2026, millions of American children can add something new to their financial résumé : Investment account owner. Welc