No Non-Cents Blog

Most investors believe long-term success comes down to avoiding major mistakes. Don’t panic during market volatility. Don’t speculate. Don’t take on unnecessary risk. That framework is directionally correct. But in practice, very few disciplined investors fail because of a single catastrophic decision. The more common issue is far less visible. It’s the accumulation of “pretty good” decisions. Why “pretty good” is often not good enough A “pretty good” decision is one that app