No Non-Cents Blog

For most of your working life, retirement planning has a fairly straightforward message: Save money. Then save some more. Max out the 401(k) if you can. Contribute to an IRA. Invest for the long term. Don't panic when the market falls. And, most importantly, try not to touch the retirement accounts. You follow those rules for 30 or 40 years, finally reach retirement, and then someone like me says: “Great job. Now start spending it.” Understandably, that can take some getting