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No Non-Cents Blog
The Importance of Saving Early and Consistently
When you are in your 20s, retirement can seem like a lifetime away. And in some ways, it is. There are many milestone events like...
Planning Your Finances When You’re in the Sandwich Generation
Everyone likes a good sammie – they can be delicious and convenient. But when you're the filling, it's a different story. A recent survey...
Financial Capability = Financial Independence
As you become successful in your career, buy a home, save, and invest, you're building knowledge and capability. But are you gaining the...
Four Estate Planning Strategies for High Net Worth
Estate taxes are a fact of life. Regardless of your asset amount, you will want to plan ahead. But if you have a high net worth, you will...
Will the Debt Ceiling Crisis Affect You Financially?
The stand-off between the White House and Congress about the amount of debt the U.S. owes and how it will be paid off is a current hot...
How the Interest Rate Adjustment Affects CDs and Savings
The interest rate, like gas prices and hemlines, goes up and down depending on how the economy is doing. Just this month, the Federal...
How to Keep Summer Vacation Plans on Budget
Ahh! Summer vacation. Everyone looks forward to the day that school is out and vacation can begin. Now that most COVID-19 restrictions...
The FDIC Crisis: Credit Unions Versus Banks
March 2023 seemed to be the month of bank collapses. In early March, two U.S. banks, Silicon Valley Bank and Signature Bank, caved in....
How Do You Create Lasting Wealth?
For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your...
Avoiding the Penalty for Early Roth IRA Withdrawals
The advantage of the Roth IRA is that you pay the taxes before you contribute, so your money grows tax-free, and no taxes are due on...
Staying Stable with Sudden Wealth
Even when the influx of a large amount of money is a happy event, it can provoke many uncomfortable feelings. There can be even more...
Is it Time for an Umbrella Policy?
Increasing the personal liability coverage limits on your auto and homeowners’ insurance as your income grows is a smart move. But there...
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