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No Non-Cents Blog


How to Avoid the Curse Befalling 70% of Lottery Winners
When you live from paycheck to paycheck, winning the lottery can be a welcome relief. You will no longer worry about paying for...
Matthew Delaney
Feb 1, 2024


How to Protect Yourself from Identity Theft and Cyberattacks
Identity theft can make your life unbearable. When you’ve never been its victim, it can feel like it’ll never happen to you. 1 in 3...
Matthew Delaney
Jan 26, 2024


Do Your Kids Pass the Marshmallow Test?
Delayed gratification can be a tricky thing to learn at any age, but teaching good money habits to your kids now will do wonders in their...
Matthew Delaney
Jan 8, 2024


Getting Rid of Credit Card Debt Quickly
Getting out of credit card debt can free cash to start building wealth quicker. It may seem daunting to wipe out this debt as fast as...
Written by Matthew Delaney
Dec 6, 2023


New RMD Laws for IRA Beneficiaries
With all the new laws set out by the IRS, inheriting an individual retirement account (IRA) from your spouse or parent might be more...
Written by Matthew Delaney
Nov 29, 2023


How to Save for a Down Payment in a High Cost Area
Saving for a down payment in a high cost area can be an expense save — especially if you have to start saving for your kid’s college fund...
Written by Matthew Delaney
Nov 22, 2023


The Ripple Effects: How the Israel-Hamas Conflict Impacts Your Finances
The conflict between Israel and Hamas is causing deep and wide-ranging effects, and not just in areas of immediate violence and loss....
Written by Matthew Delaney
Nov 8, 2023


How to Optimize Taxes on Personal Income
With tax season ramping up again in just a few months, saving on your personal income taxes becomes a priority. Many people find taxes...
Written by Matthew Delaney
Oct 25, 2023


The Future of Retirement in a Gig Economy
As retirement plans become uncertain, how does the rise of the gig economy fit in? Read on to see what retirement strategies will look...
Written by Matthew Delaney
Oct 11, 2023


How Much Money Does It Take To Retire?
Many in the Baby Boomer generation are on the brink of retirement, leading to a surge of Americans preparing for or already in their...
Written by Matthew Delaney
Oct 4, 2023


How to Talk to Your Spouse About Budgeting and Finances?
They say money isn’t everything. While that may be true, pretty much everything today needs money. To live a well-rounded life, areas...
Written by Matthew Delaney
Sep 6, 2023


When is Playing the Lottery an Investment?
The current Powerball jackpot is one of the largest in history and is just over $1 billion. It sounds like a good investment: Buy a $2...
Written by Matthew Delaney
Aug 9, 2023
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
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