top of page
No Non-Cents Blog


The Starbucks Dilemma: How Small Daily Choices Shape Long-Term Wealth
One of the most common conversations I have with clients revolves around a simple but powerful question: Where does all the money go? We work hard, we earn a good living, but at the end of the month the checking account seems to drain faster than we’d like. Often, the answer lies not in one large purchase, but in hundreds of small ones. This is what I call the “Starbucks dilemma”—spending more than we realize on coffee, meals, and convenience, while missing the opportunity t
Matthew Delaney
Nov 4


Getting Ready to Sell Your Business: What to Do Before You List
Selling a business is often the culmination of years—or decades—of hard work. Whether you’re planning to retire, pivot into a new...
Matthew Delaney
Sep 29


How Do You Create Lasting Wealth?
For most people, steady, ongoing work is the foundation of their wealth. Career success and a good salary, or building and growing your...
Written by Matthew Delaney
Apr 18, 2023


Staying Stable with Sudden Wealth
Even when the influx of a large amount of money is a happy event, it can provoke many uncomfortable feelings. There can be even more...
Written by Matthew Delaney
Mar 24, 2023
* These are provided for educational purposes only
and you should consult with your advisor, account,
and/or attorney prior to taking any action.
bottom of page



